CareCredit Provider
Apply for CareCredit in minutes and start treatment immediately. Promotional 0% interest periods available for qualified applicants.
Leesburg, Virginia Dental Office
Dental Payment Options in Leesburg
Explore payment plans and accepted payment methods at Family First Smiles in Leesburg, VA. Contact our team for terms and treatment cost estimates.
Flexible Dental Financing in Leesburg, VA
At Family First Smiles, we firmly believe that financial constraints should never prevent anyone from receiving the dental care they need. Whether you are looking at routine preventive treatment, a restorative procedure, or a complete smile transformation, we offer multiple payment pathways designed to make dental care genuinely affordable — not just theoretically accessible.
From CareCredit's low-interest financing to our own in-house payment arrangements, our patient coordinator will walk you through every available option at your consultation so you can choose the plan that best fits your budget and timeline. Major credit and debit cards are also accepted. If you have insurance, we coordinate your benefits alongside any financing so you pay as little as possible out of pocket.
CareCredit Healthcare Financing
Family First Smiles is a proud CareCredit provider. CareCredit is one of the most widely used healthcare credit cards in the United States — and for good reason. It gives patients the ability to begin treatment immediately and pay over time in manageable monthly installments, often at promotional interest rates that make larger procedures genuinely affordable.
How CareCredit Works
CareCredit functions like a credit card but is dedicated exclusively to healthcare expenses. Once approved, you can use your available credit for any dental treatment at Family First Smiles — including procedures not covered by your dental insurance such as teeth whitening, veneers, and other elective cosmetic services. There is no annual fee, and your credit line remains available for future dental (and other healthcare) expenses as well.
Promotional Financing Periods
CareCredit offers several promotional financing options for qualified applicants. The most popular include 6-month, 12-month, 18-month, and 24-month no-interest plans for purchases above a minimum amount when paid in full within the promotional period. Longer-term reduced-interest plans are also available for larger treatment amounts. Our patient coordinator will help you identify which plan makes the most sense for your specific treatment estimate.
Applying for CareCredit
Applying for CareCredit is simple and takes less than 5 minutes. You can apply online at carecredit.com at any time before your appointment and receive an instant credit decision. Alternatively, our front desk team can assist you with the application in-office before or after your consultation. There is no obligation to use CareCredit once approved, and applying does not commit you to any treatment.
In-House Payment Plans
For patients who prefer not to use a financing card, or who do not qualify for CareCredit, Family First Smiles offers direct in-house payment arrangements. We believe that every person who needs dental care deserves access to it — full stop.
How In-House Plans Work
Our patient coordinator reviews your treatment plan and total estimated cost, then works with you to build a payment schedule that distributes your balance across multiple payments over an agreed timeline. Down payment requirements and payment intervals are determined case by case, based on the type and cost of treatment. We document the arrangement in a written payment agreement so both parties are clear on the terms before treatment begins.
Uninsured Patient Discounts
Patients who pay for treatment in full at the time of service — without billing insurance — may qualify for a self-pay discount on certain procedures. Ask our front desk team about current self-pay pricing when you call to schedule. We are transparent about our fees and will never present you with hidden charges.
Accepted Payment Methods
We accept all major credit and debit cards (Visa, Mastercard, American Express, Discover), personal checks, cash, CareCredit, and Health Savings Account (HSA) or Flexible Spending Account (FSA) cards. HSA and FSA funds can be used tax-free for any medically necessary dental treatment, making them an excellent way to reduce your effective cost.
Coordinating Financing With Your Insurance
If you have dental insurance, our billing team works to combine your insurance benefits with whichever financing option you choose to minimize your total out-of-pocket expense. For example: if your insurance covers 50% of a crown and you finance the remaining balance through CareCredit, you could pay nothing upfront and spread your share over 12 months at 0% interest. Our patient coordinator walks through these scenarios with you in detail during your consultation so you can make an informed financial decision alongside your clinical one.
Questions about your specific treatment costs or payment options? Call (703) 777-1515 and ask to speak with our patient coordinator. We are happy to review options over the phone before you even schedule your first appointment.
Why Choose Us
In-House Payment Plans
No CareCredit? No problem. We work directly with patients to create manageable payment schedules for their treatment.
HSA & FSA Accepted
Use your pre-tax Health Savings Account or Flexible Spending Account funds for any medically necessary dental procedure.
No Treatment Delays
We never delay necessary care for financial reasons. Financing options are discussed and approved before treatment begins.
Uninsured Patient Pricing
Patients without insurance may qualify for a self-pay discount. Ask our front desk team for details when you call.
Transparent Cost Estimates
Written cost estimates are provided before every procedure. No hidden fees, no billing surprises — ever.
Frequently Asked Questions
What CareCredit plans does Family First Smiles offer?
We offer multiple CareCredit promotional financing plans depending on your purchase amount and creditworthiness, including 6-, 12-, 18-, and 24-month no-interest options and longer-term reduced-interest plans. Our patient coordinator will present all available options based on your treatment estimate and help you select the best plan.
What if I do not qualify for CareCredit?
If you are not approved for CareCredit, do not be discouraged. We offer in-house payment arrangements and can also discuss reducing or phasing your treatment plan to spread costs naturally over multiple appointments. We want to find a path forward for every patient. Call (703) 777-1515 to speak with our patient coordinator.
Can I use my HSA or FSA card at your office?
Yes. We accept HSA (Health Savings Account) and FSA (Flexible Spending Account) cards for all medically necessary dental treatments. These funds are pre-tax, which effectively gives you a discount equal to your marginal tax rate on every dollar spent. Keep in mind that FSA funds typically expire at year-end, so plan accordingly.
Is there a minimum purchase amount for financing?
CareCredit promotional financing periods typically apply to purchases of $200 or more, though terms vary by plan and applicant. There is no minimum for our in-house payment arrangements. Ask our front desk team for specifics based on your treatment plan.
Will applying for CareCredit affect my credit score?
CareCredit uses a standard credit inquiry that may have a minor, temporary impact on your credit score, similar to any other credit application. However, if approved and used responsibly (paid on time, paid in full within promotional periods), CareCredit can help build your credit history over time.
Parking and payment options
Our team speaks English, Spanish and Arabic. Free onsite parking is available. We accept Visa, Mastercard, American Express, Discover, JCB, debit cards, checks and NFC/mobile payments. Payment plans are available. Ask our team about terms and insurance coverage before your visit.
Ready to Schedule?
Call Family First Smiles in Leesburg, VA to verify benefits and schedule your visit.
(703) 777-1515